@font-face{font-family:'DM Sans';src:url('../fonts/DMSans-Regular.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:'DM Sans';src:url('../fonts/DMSans-SemiBold.woff2') format('woff2');font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:'DM Sans';src:url('../fonts/DMSans-Bold.woff2') format('woff2');font-weight:700;font-style:normal;font-display:swap}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'DM Sans',system-ui,-apple-system,sans-serif;font-size:16px;line-height:1.6;color:#2D3748;background:#FFFFFF;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:#C41E3A;text-decoration:none;transition:color .2s ease}
a:hover{color:#9B1830}
h1{font-weight:700;font-size:2.2rem;line-height:1.2;margin-bottom:1rem;color:#1A3A5C}
h2{font-weight:600;font-size:1.75rem;line-height:1.3;margin-bottom:.75rem;color:#1A3A5C}
h3{font-weight:500;font-size:1.35rem;line-height:1.35;margin-bottom:.5rem;color:#1A3A5C}
h4{font-weight:400;font-size:1.15rem;line-height:1.4;margin-bottom:.5rem;color:#1A3A5C}
h5{font-weight:300;font-size:1rem;line-height:1.4;margin-bottom:.5rem;color:#1A3A5C}
p{margin-bottom:1rem}
strong{font-weight:700}
ul,ol{margin-bottom:1rem;padding-left:1.5rem}
li{margin-bottom:.35rem}
ul.list-styled{list-style:none;padding-left:0}
ul.list-styled li{position:relative;padding-left:1.5rem;margin-bottom:.5rem}
ul.list-styled li::before{content:"\2713";position:absolute;left:0;color:#C41E3A;font-weight:700}
.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}
.topbar{background:#FFFFFF;padding:10px 0;border-bottom:1px solid #E2E8F0;min-height:60px}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.topbar .logo a{display:inline-block}
.topbar .logo img{width:300px;height:auto;max-height:120px}
.topbar .contact-info{font-size:.9rem;color:#2D3748;text-align:right}
.topbar .contact-info a{color:#C41E3A}
nav.main-nav{background:#1A3A5C;min-height:50px;max-height:70px;position:relative;z-index:1000}
nav.main-nav .container{display:flex;align-items:center;justify-content:space-between;height:50px}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}
.nav-toggle span{display:block;width:26px;height:3px;background:#FFFFFF;border-radius:2px;transition:transform .3s ease}
.nav-menu{display:flex;list-style:none;margin:0;padding:0;height:100%}
.nav-menu>li{position:relative;height:100%;display:flex;align-items:center}
.nav-menu>li>a{color:#FFFFFF;padding:0 16px;font-size:.95rem;font-weight:500;height:100%;display:flex;align-items:center;transition:background .2s ease;white-space:nowrap}
.nav-menu>li>a:hover,.nav-menu>li:hover>a{background:rgba(255,255,255,.1);color:#FFFFFF}
.nav-menu>li.has-submenu>a::after{content:"\25BE";margin-left:6px;font-size:.7rem}
.submenu{display:none;position:absolute;top:100%;left:0;background:#1A3A5C;min-width:260px;box-shadow:0 4px 12px rgba(0,0,0,.2);border-top:3px solid #C41E3A;z-index:1001;list-style:none;padding:8px 0;margin:0}
.submenu li a{display:block;padding:10px 20px;color:#FFFFFF;font-size:.9rem;transition:background .2s ease;white-space:nowrap}
.submenu li a:hover{background:rgba(255,255,255,.1);color:#E8667A}
.nav-menu>li:hover>.submenu{display:block}
.breadcrumbs{background:#F0F4F8;padding:12px 0;font-size:.85rem}
.breadcrumbs a{color:#C41E3A}
.breadcrumbs span{color:#718096;margin:0 6px}
.hero{position:relative;width:100%;min-height:400px;max-height:500px;overflow:hidden;display:flex;align-items:center;justify-content:center}
.hero-img{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover}
.hero-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:rgba(26,58,92,.75)}
.hero-content{position:relative;z-index:2;text-align:center;color:#FFFFFF;padding:40px 20px;min-width:320px;max-width:1000px;width:100%}
.hero-content h1{color:#FFFFFF;font-size:2.5rem;margin-bottom:.75rem;text-shadow:0 2px 4px rgba(0,0,0,.3)}
.hero-content p{font-size:1.2rem;margin-bottom:1.5rem;max-width:700px;margin-left:auto;margin-right:auto;color:rgba(255,255,255,.95)}
.btn{display:inline-block;padding:12px 28px;font-size:1rem;font-weight:600;border-radius:6px;cursor:pointer;transition:all .2s ease;border:none;text-align:center;font-family:inherit}
.btn-primary{background:#C41E3A;color:#FFFFFF}
.btn-primary:hover{background:#9B1830;color:#FFFFFF}
.btn-secondary{background:#1A3A5C;color:#FFFFFF}
.btn-secondary:hover{background:#122A42;color:#FFFFFF}
.btn-outline{background:transparent;color:#C41E3A;border:2px solid #C41E3A}
.btn-outline:hover{background:#C41E3A;color:#FFFFFF}
.btn-white{background:#FFFFFF;color:#1A3A5C}
.btn-white:hover{background:#F0F4F8;color:#1A3A5C}
.btn-green{background:#1B6B3A;color:#FFFFFF}
.btn-green:hover{background:#145229;color:#FFFFFF}
.flyout-cta{position:fixed;bottom:0;left:0;right:0;display:flex;justify-content:center;z-index:9999;pointer-events:none;padding-bottom:16px}
.flyout-cta-btn{pointer-events:auto;background:#1B6B3A;color:#FFFFFF;display:inline-block;padding:14px 32px;font-size:1rem;font-weight:700;border-radius:8px 8px 0 0;text-decoration:none;font-family:'DM Sans',system-ui,sans-serif;box-shadow:0 -4px 16px rgba(0,0,0,.25);transition:background .2s ease,box-shadow .2s ease;white-space:nowrap}
.flyout-cta-btn:hover{background:#145229;color:#FFFFFF;box-shadow:0 -6px 20px rgba(0,0,0,.35)}
.section{padding:60px 0}
.section.bg-light{background:#F0F4F8}
.section.bg-white{background:#FFFFFF}
.section.bg-accent{background:#122A42;color:#FFFFFF}
.section.bg-accent h2,.section.bg-accent h3{color:#FFFFFF}
.section.bg-accent a{color:#E8667A}
.section-title{text-align:center;margin-bottom:2.5rem}
.section-title h2{margin-bottom:.5rem}
.section-title p{color:#718096;max-width:700px;margin:0 auto;font-size:1.05rem}
.row{display:flex;flex-wrap:wrap;margin:0 -15px}
.col{padding:0 15px;flex:1}
.col-1{flex:0 0 100%;max-width:100%;padding:0 15px}
.col-2{flex:0 0 50%;max-width:50%;padding:0 15px}
.col-3{flex:0 0 33.333%;max-width:33.333%;padding:0 15px}
.col-4{flex:0 0 25%;max-width:25%;padding:0 15px}
.card{background:#FFFFFF;border-radius:8px;box-shadow:0 2px 8px rgba(0,0,0,.08);overflow:hidden;margin-bottom:30px;transition:transform .2s ease,box-shadow .2s ease}
.card:hover{transform:translateY(-4px);box-shadow:0 8px 24px rgba(0,0,0,.12)}
.card-header{background:#1A3A5C;color:#FFFFFF;padding:16px 20px;font-weight:600;font-size:1.05rem}
.card-body{padding:20px}
.card-body p:last-child{margin-bottom:0}
.card-icon{font-size:2rem;margin-bottom:.75rem;color:#C41E3A}
.tile{background:#FFFFFF;border-radius:8px;padding:30px 24px;text-align:center;box-shadow:0 2px 8px rgba(0,0,0,.08);transition:transform .2s ease,box-shadow .2s ease;margin-bottom:20px}
.tile:hover{transform:translateY(-4px);box-shadow:0 8px 20px rgba(0,0,0,.12)}
.tile-icon{font-size:2.5rem;margin-bottom:1rem;display:block}
.tile h3{margin-bottom:.5rem}
.tile p{color:#718096;font-size:.95rem;margin-bottom:0}
.parallax{position:relative;min-height:350px;background-attachment:fixed;background-position:center;background-repeat:no-repeat;background-size:cover;display:flex;align-items:center;justify-content:center}
.parallax-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:rgba(26,58,92,.8)}
.parallax-content{position:relative;z-index:2;text-align:center;color:#FFFFFF;padding:40px 20px;max-width:800px}
.parallax-content h2{color:#FFFFFF;font-size:2rem;margin-bottom:1rem}
.parallax-content p{font-size:1.1rem;color:rgba(255,255,255,.9);margin-bottom:1.5rem}
table{width:100%;border-collapse:collapse;margin-bottom:1.5rem;background:#FFFFFF;border-radius:8px;overflow:hidden;box-shadow:0 1px 4px rgba(0,0,0,.06)}
table thead{background:#1A3A5C;color:#FFFFFF}
table thead th{padding:14px 16px;text-align:left;font-weight:600;font-size:.95rem}
table tbody td{padding:12px 16px;border-bottom:1px solid #E2E8F0;font-size:.95rem}
table tbody tr:last-child td{border-bottom:none}
table tbody tr:nth-child(even){background:#F7FAFC}
table tbody tr:hover{background:#EDF2F7}
.cards-grid{display:grid;gap:1.5rem}
.cards-1,.cards-grid-1{grid-template-columns:1fr}
.cards-2,.cards-grid-2{grid-template-columns:repeat(2,1fr)}
.cards-3,.cards-grid-3{grid-template-columns:repeat(3,1fr)}
.cards-4,.cards-grid-4{grid-template-columns:repeat(4,1fr)}
.accordion{margin-bottom:1.5rem}
.accordion-item{border:1px solid #E2E8F0;border-radius:8px;margin-bottom:10px;overflow:hidden}
.accordion-button,.accordion-header{width:100%;background:#E8EEF4;color:#1A3A5C;border:none;padding:16px 20px;font-size:1rem;font-weight:600;text-align:left;cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:background .2s ease;font-family:inherit}
.accordion-button:hover,.accordion-header:hover{background:#D6E0EC}
.accordion-button::after,.accordion-header::after{content:"+";font-size:1.3rem;font-weight:700;transition:transform .3s ease;color:#C41E3A}
.accordion-button.active,.accordion-header.active,.accordion-header[aria-expanded="true"]{background:#1A3A5C;color:#FFFFFF}
.accordion-button.active::after,.accordion-header.active::after,.accordion-header[aria-expanded="true"]::after{content:"\2212";color:#E8667A}
.accordion-content{max-height:0;overflow:hidden;transition:max-height .3s ease;background:#FFFFFF}
.accordion-content-inner{padding:20px}
.two-col-section{display:flex;align-items:center;gap:40px;margin-bottom:0}
.two-col-section.reverse{flex-direction:row-reverse}
.two-col-section .text-col{flex:1}
.two-col-section .img-col{flex:1}
.two-col-section .img-col img{border-radius:8px;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.alert{padding:16px 20px;border-radius:8px;margin-bottom:1.5rem;border-left:4px solid}
.alert-info{background:#E8F4FD;border-color:#3B82F6;color:#1E3A5F}
.alert-warning{background:#FEF3C7;border-color:#F59E0B;color:#92400E}
.alert-success{background:#D1FAE5;border-color:#10B981;color:#065F46}
.alert-danger{background:#FEE2E2;border-color:#EF4444;color:#991B1B}
.text-primary{color:#C41E3A}
.text-accent{color:#1A3A5C}
.text-center{text-align:center}
.text-white{color:#FFFFFF}
.mb-1{margin-bottom:.5rem}
.mb-2{margin-bottom:1rem}
.mb-3{margin-bottom:1.5rem}
.mb-4{margin-bottom:2rem}
.mt-2{margin-top:1rem}
.mt-3{margin-top:1.5rem}
.timeline{position:relative;padding-left:40px}
.timeline::before{content:'';position:absolute;left:15px;top:0;bottom:0;width:3px;background:#C41E3A;border-radius:2px}
.timeline-item{position:relative;margin-bottom:30px}
.timeline-item::before{content:'';position:absolute;left:-33px;top:4px;width:16px;height:16px;background:#C41E3A;border-radius:50%;border:3px solid #FFFFFF;box-shadow:0 0 0 2px #C41E3A}
.timeline-item h3{margin-bottom:.25rem}
.timeline-item p{color:#4A5568;margin-bottom:0}
.countdown-timer{display:flex;gap:20px;justify-content:center;flex-wrap:wrap;margin:1.5rem 0}
.countdown-item{text-align:center;background:rgba(255,255,255,.15);border-radius:8px;padding:16px 20px;min-width:80px}
.countdown-number{font-size:2rem;font-weight:700;display:block;color:#FFFFFF}
.countdown-label{font-size:.8rem;text-transform:uppercase;color:rgba(255,255,255,.8)}
.checklist{list-style:none;padding:0;margin-bottom:1.5rem}
.checklist li{padding:10px 0 10px 35px;position:relative;border-bottom:1px solid #E2E8F0}
.checklist li::before{content:"\2713";position:absolute;left:0;top:10px;width:24px;height:24px;background:#D1FAE5;color:#065F46;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700}
.checklist li:last-child{border-bottom:none}
.progress-steps{display:flex;justify-content:space-between;margin-bottom:2rem;counter-reset:step}
.progress-step{flex:1;text-align:center;position:relative;padding-top:40px}
.progress-step::before{content:counter(step);counter-increment:step;position:absolute;top:0;left:50%;transform:translateX(-50%);width:32px;height:32px;background:#1A3A5C;color:#FFFFFF;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem;z-index:1}
.progress-step::after{content:'';position:absolute;top:15px;left:calc(50% + 20px);right:calc(-50% + 20px);height:3px;background:#E2E8F0}
.progress-step:last-child::after{display:none}
.progress-step span{font-size:.85rem;color:#4A5568;font-weight:500}
.calculator-box{background:#F0F4F8;border-radius:12px;padding:30px;margin:1.5rem 0}
.calculator-box h3{margin-bottom:1rem;color:#1A3A5C}
.calculator-box select,.calculator-box input{width:100%;padding:12px 16px;border:2px solid #E2E8F0;border-radius:6px;font-size:1rem;font-family:inherit;margin-bottom:1rem;background:#FFFFFF;color:#2D3748}
.calculator-box select:focus,.calculator-box input:focus{border-color:#C41E3A;outline:none}
.calculator-result{background:#1A3A5C;color:#FFFFFF;border-radius:8px;padding:20px;margin-top:1rem;display:none}
.calculator-result.show{display:block}
.tab-nav{display:flex;border-bottom:3px solid #E2E8F0;margin-bottom:1.5rem;overflow-x:auto}
.tab-btn{background:none;border:none;padding:12px 24px;font-size:1rem;font-weight:500;color:#718096;cursor:pointer;border-bottom:3px solid transparent;margin-bottom:-3px;white-space:nowrap;font-family:inherit;transition:all .2s ease}
.tab-btn.active,.tab-btn:hover{color:#C41E3A;border-bottom-color:#C41E3A}
.tab-content{display:none}
.tab-content.active{display:block}
.flag-emoji{font-size:1.3rem;margin-right:6px}
footer{background:#122A42;color:#D1D5DB;margin-top:0 !important}
.footer{margin-top:0 !important}
.footer-disclaimer{background:#0E1F30;padding:20px 0;color:#FFFFFF;font-size:.85rem;line-height:1.6;padding-bottom:50px}
.footer-main{padding:40px 0}
.footer-cols{display:flex;flex-wrap:wrap;gap:30px}
.footer-col{flex:1;min-width:180px}
.footer-col h4{color:#FFFFFF;margin-bottom:1rem;font-size:1rem;font-weight:600}
.footer-col ul{list-style:none;padding:0;margin:0}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{color:#D1D5DB;font-size:.9rem;transition:color .2s ease}
.footer-col ul li a:hover{color:#E8667A}
.footer-col p{font-size:.9rem;line-height:1.6;color:#D1D5DB}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;text-align:center;font-size:.85rem}
.footer-bottom p{margin-bottom:0;color:#A0AEC0}
.cookie-notice{font-size:.8rem;color:#A0AEC0;margin-top:.5rem}
@media(max-width:992px){
.col-2,.col-3,.col-4{flex:0 0 50%;max-width:50%}
.cards-3,.cards-4,.cards-grid-3,.cards-grid-4{grid-template-columns:repeat(2,1fr)}
.hero-content{min-width:auto}
.two-col-section,.two-col-section.reverse{flex-direction:column;gap:20px}
.footer-cols{gap:20px}
.footer-col{min-width:calc(50% - 15px)}
}
@media(max-width:768px){
.topbar-inner{flex-direction:column;text-align:center;gap:8px}
.topbar .contact-info{text-align:center}
.nav-toggle{display:flex}
.nav-menu{display:none;flex-direction:column;position:absolute;top:50px;left:0;right:0;background:#1A3A5C;box-shadow:0 4px 12px rgba(0,0,0,.2);max-height:80vh;overflow-y:auto}
.nav-menu.active{display:flex}
.nav-menu>li{height:auto}
.nav-menu>li>a{padding:14px 20px;border-bottom:1px solid rgba(255,255,255,.1)}
.submenu{position:static;box-shadow:none;border-top:none;background:#122A42}
.submenu li a{padding:12px 30px}
.nav-menu>li.has-submenu>a::after{float:right}
.nav-menu>li.submenu-open>.submenu{display:block}
.col-2,.col-3,.col-4{flex:0 0 100%;max-width:100%}
.cards-2,.cards-3,.cards-4,.cards-grid-2,.cards-grid-3,.cards-grid-4{grid-template-columns:1fr}
.hero{min-height:500px;max-height:none}
.hero-content h1{font-size:1.8rem}
h1{font-size:1.8rem}
h2{font-size:1.4rem}
.parallax{background-attachment:scroll}
.progress-steps{flex-direction:column;gap:10px}
.progress-step{padding-top:0;padding-left:45px;text-align:left}
.progress-step::before{left:0;top:50%;transform:translateY(-50%)}
.progress-step::after{display:none}
.countdown-item{min-width:60px;padding:10px 14px}
.countdown-number{font-size:1.4rem}
.tab-nav{gap:0}
.tab-btn{padding:10px 14px;font-size:.9rem}
.footer-col{min-width:100%}
table{font-size:.85rem}
table thead th,table tbody td{padding:10px 12px}
}
@media(max-width:480px){
.container{padding:0 15px}
.section{padding:40px 0}
.hero-content p{font-size:1rem}
.btn{padding:10px 20px;font-size:.9rem}
}
/* ============================================================
   LANGUAGE SWITCHER
   ============================================================ */
.header-right{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.lang-switcher{position:relative;display:inline-flex;align-items:center}
.lang-btn{display:inline-flex;align-items:center;gap:5px;background:#F1F5F9;border:1px solid #CBD5E0;border-radius:6px;padding:7px 12px;font-size:.88rem;font-weight:600;color:#1A3A5C;cursor:pointer;font-family:inherit;transition:background .2s,border-color .2s;white-space:nowrap;line-height:1}
.lang-btn:hover,.lang-btn[aria-expanded=true]{background:#E2E8F0;border-color:#A0AEC0}
.lang-flag{font-size:1rem;line-height:1}
.lang-label{letter-spacing:.03em}
.lang-arrow{font-size:.7rem;transition:transform .2s;display:inline-block}
.lang-btn[aria-expanded=true] .lang-arrow{transform:rotate(180deg)}
.lang-dropdown{display:none;position:absolute;top:calc(100% + 6px);right:0;background:#FFFFFF;border:1px solid #CBD5E0;border-radius:8px;box-shadow:0 8px 24px rgba(0,0,0,.12);list-style:none;margin:0;padding:4px 0;min-width:160px;z-index:10000}
.lang-dropdown.open{display:block}
.lang-dropdown li a{display:flex;align-items:center;gap:8px;padding:9px 16px;font-size:.9rem;color:#2D3748;text-decoration:none;transition:background .15s;white-space:nowrap}
.lang-dropdown li a:hover{background:#F7FAFC;color:#1A3A5C}
.lang-dropdown li a.lang-active{font-weight:700;color:#1A3A5C;pointer-events:none;opacity:.75}

/* Mobile: lang switcher */
@media(max-width:768px){
.header-right{justify-content:center;flex-direction:row;gap:10px}
.lang-switcher{order:-1}
.lang-dropdown{right:auto;left:0}
}